Informational Resource · Funeral & End-of-Life Planning

Clear, considerate guidance for planning ahead

Hinterbliebenenkasse der Heilberufe HDH Versicherungsverein a.G. shares independent, easy-to-understand information about funeral costs, death benefits, and end-of-life financial planning — so families in the healthcare professions and beyond can make informed decisions with confidence.

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Calm lake and mountains at sunrise, representing peace of mind in planning ahead — Thoughtful planning brings peace of mind to the people you love.

This website is provided strictly for general information purposes. HDH does not sell, broker, or process insurance policies or any paid services online. For questions about membership or existing coverage, please contact our office directly by phone, email, or post.

Why Families Read Our Guidance

Understanding your options, without pressure

We believe families make the best decisions when they have plain, honest information — not sales pitches. Here is what you will find across our site.

Educational Content

Plain-language explanations of funeral costs, death benefit structures, and how mutual associations like ours are organised in Germany.

Built for the Healthcare Professions

Our association traces its roots to the healthcare professions (Heilberufe), and our materials reflect the questions that community raises most often.

A Real Office, Real People

Every question is welcome. Reach our München office by phone, email, or letter — no automated sales funnels, no online checkout.

Colleagues in a München office discussing documents at a table

Who We Are

A mutual association, not an insurance salesroom

Hinterbliebenenkasse der Heilberufe HDH Versicherungsverein a.G. is organised as a Versicherungsverein auf Gegenseitigkeit — a mutual insurance association under German law, based in München. Our origins lie in supporting members of the healthcare professions and their families with the practicalities of end-of-life financial planning.

This website exists to explain, in plain terms, how funeral insurance and related planning tools generally work — not to process transactions. If you would like to discuss membership, please get in touch with our office directly.

Have a question about end-of-life planning?

Our office in München is happy to help by phone, email, or post. We do not offer paid services through this website.

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